For buyers
The biggest purchase of your life, with the numbers clear.
Smarlin tells you if the price is fair, what risks the area carries and which programs apply to you. Free, with real Puerto Rico data, and with nobody pushing you.
How Smarlin looks out for you
Describe your life, not a filter
"I work in Bayamón, I have 2 kids and a dog, I want somewhere quiet near good schools." Smarlin's AI understands that and brings you the properties that fit your life, not just your budget.
Search with AIKnow if the price is fair before you offer
Every property is checked against real closed sales in its area. You see whether it's overpriced, fair, or an opportunity, with the sales that prove it.
See analyzed propertiesGet ready to prequalify and see which programs apply to you
FHA, PR housing programs, limits by municipality: answer a few questions and walk away with an estimate of your buying power and the programs that could apply, before you fall in love with a house you can't afford. The prequalification is signed by a licensed mortgage officer, and with your info one contacts you.
Calculate my estimateAlerts: the house finds you
Save your search and we let you know when something new matches. Saved a property? If the price drops, you hear it first.
Create my alertLet's be straight
You're about to sign 30 years on the most expensive thing you'll ever buy, and the listing only shows you the pretty pictures. Smarlin tells you if the price is fair against real sales, if the area floods, and if you qualify to finance it, BEFORE you fall in love.
The engines working for you
It's not magic or marketing: each one measures something concrete, with its source, and here is what it solves for you.
Fair Price Score
Tells you if the asking price is a bargain, fair, or overpriced, with a 0-100 score and a negotiation read.
How it measures it: Against real CLOSED sales in the same area (minimum 4 comparables or it flags for manual review, it never makes numbers up). Not a U.S. algorithm's estimate that has never met the island.
You walk into the negotiation knowing what people actually paid, not what the seller is asking.
Try itSell Fast Score
The odds a property sells fast: estimated days on market and the factors speeding it up or slowing it down.
How it measures it: Compares the property against its area's real sale velocity, measured days on market, not national averages.
A slow-moving home is negotiating power in your pocket. The score points it out.
Try itSmarlin Decision Read
Every engine's output condensed into ONE read: what this property is for you, the good, the bad, and what changed since you last looked.
How it measures it: Synthesizes fair price, velocity, risks and your own goal (saved in your profile). Every analysis is archived and versioned: if something material changes, it tells you.
Instead of 6 scattered scores, one answer: is this right for me or not, and why?
Try itEnvironmental & seismic risk
Flood, wind/hurricanes, heat, fire and earthquakes, the risk score for the exact location, before house-love clouds your judgment.
How it measures it: Official, named sources: FEMA flood maps, historical hurricanes (IBTrACS/NOAA), NOAA heat, USFS fire and USGS seismic data.
If the home sits in a flood zone, you know before the offer, not when the bank demands flood insurance.
Try itAirbnb analysis (STR)
Whether a property holds up as a short-term rental: projected income, break-even, safety margin, regulatory context and the long-term-rent comparison.
How it measures it: Your numbers always come first; without them, market data by address and by zone, the team's curated reference, and the cadastre checked against the Planning Board. If you operate, your real months feed your own analysis.
Does the house have an in-law unit? See how much it helps pay your mortgage.
Try itSmarlin Data
PR's market pulse on one page: rates read from the banks, official appreciation (FHFA), the busiest municipalities and the island's macro indicators.
How it measures it: Primary sources, each one named: PR banks, the FHFA House Price Index, the Planning Board, OCIF and Smarlin's own closed sales.
Know if the market favors you before you make the offer.
Try itWhy Smarlin is different
Measured data, with the source named
Real closed sales, FEMA, USGS, the Planning Board, HUD/FHA, the FHFA. Every analysis tells you where the number came from, no inflated projections or estimates from algorithms that don't know the island.
Built for Puerto Rico
Catastro, CRIM, local housing programs, room tax, all 78 municipalities. Mainland portals treat PR like just another state; Smarlin is built from the island.
Honest by design
If there aren't enough comparables, it says so. If a legal rule isn't verified, it isn't claimed. Every analysis includes what it's missing and one thing to verify, because deciding on smoke gets expensive.