Puerto Rico
This week's mortgage rates
What Puerto Rico's banks publish, in one place — no need to visit every site. Updates itself, every week.
Lowest · FHA
4.75%
FirstBank Puerto Rico · 30 yrs · APR 5.86%
Lowest · Conventional
3.75%
Cooperativa de Ahorro y Crédito de Lajas · 20 yrs · APR %
Last updated: August 17, 2026
Compare
| Lender | Product | Rate | APR |
|---|---|---|---|
| Cooperativa de Ahorro y Crédito de Lajas | Conventional · 20 yrs | 3.75% | % |
| FirstBank Puerto Rico | FHA · 30 yrs | 4.75% | 5.86% |
| Oriental Bank | FHA · 30 yrs | 4.75% | 5.891% |
| Banco Popular de Puerto Rico | FHA · 30 yrs | 4.95% | 6.07% |
| Cooperativa de Ahorro y Crédito de Lajas | Conventional · 30 yrs | 4.95% | % |
| FirstBank Puerto Rico | Conventional · 15 yrs | 5.125% | 5.77% |
| Oriental Bank | Conventional · 15 yrs | 5.125% | 5.78% |
| VAPR Federal Credit Union | Conventional · 30 yrs | 5.25% | % |
| Banco Popular de Puerto Rico | Conventional · 15 yrs | 5.375% | 6.01% |
| FirstBank Puerto Rico | Conventional · 30 yrs | 6% | 6.42% |
| Oriental Bank | Conventional · 30 yrs | 6% | 6.418% |
| Banco Popular de Puerto Rico | Conventional · 30 yrs | 6.25% | 6.56% |
| Cooperativa de Ahorro y Crédito de Lajas | Conventional · 30 yrs | 6.95% | % |
The APR includes the loan's fees, so it compares better than the rate alone. Rates are as published by each bank and can change without notice; your final rate depends on your credit, down payment and the property.
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